REPRESENTATIVE EXAMPLE: Total amount of credit: £300 for 6 months. Total amount payable: £554.58 in six instalments of £92.43. Total charge for credit: £254.58 (Interest Only). Interest rate 169.7% pa (fixed) Representative 883.6 %APR
H&T offers personal short-term loans up to £1,000! Applying online is fast and easy, and we'll transfer your money straight into your bank account. You can also visit us in-store and, if approved, get instant cash in hand.
You can borrow for 3 to 24 months, and make affordable repayments in weekly, fortnightly, monthly or four-weekly instalments.
There are no hidden charges: you will only pay back your quick cash loan plus any interest! Simply use the personal loan calculator above to find out exactly how much your monthly repayments would be.
Looking for more short-term loan options? Don't forget that we also offer pawn loans secured against valuables like jewellery, cars and antiques, as well as mobile phone buyback.
You can apply for an unsecured short-term cash loan online 24 hours a day, or call into any of our 190+ UK branches to speak to an adviser. Simply enter your postcode above to find your nearest branch.
Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty. Personal cash loans are subject to status. Terms and conditions apply.
We make the effort to understand people and don't solely judge them on their credit score.
H&T loans are paid back over your chosen period so there is no lump sum to repay in one go.
With a H&T loan the amount you pay back will NOT change. There are no hidden charges or fees.
Loans are directly funded by H&T. You will always deal with us throughout your loan term.
H&T offer cash loans online and in store. Minimum loan term 3 months. Maximum loan term 36 months. Minimum APR 49.9%. Maximum APR 1,287.9%.
Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty.
H&T, H&T Money, H&T Finance, H&T Asset Finance and H&T Pawnbrokers are trading names of Harvey & Thompson Limited Registered in England and Wales No. 02636684 and VAT number 840 14 89 39. Registered office: Times House, Throwley Way, Sutton, Surrey SM1 4AF Authorised and Regulated by the Financial Conduct Authority for Consumer Credit. Our Firm Reference Number is 677994 and we can be found on the Financial Services Register. Members of the NPA (member no.000351), CCTA (member no.CCTA501), and CSA (member no.845).