How much?
How long?

How much?


How long?



Interest & Fees

Monthly Repayments
Total Repayment

Cash Loans - Sorry, we are currently experiencing technical issues with our online application. However, you can still apply in all of our high street stores.

H&T Pawnbrokers offers cash loans up to £1,000! Applying online is fast and easy, and we'll transfer your money straight into your bank account. You can also visit us in-store and, if approved, get instant cash in hand.

You can borrow for 3 to 24 months, and make affordable repayments in weekly, fortnightly, monthly or four-weekly instalments.

There are no hidden charges: you will only pay back your quick cash loan plus any interest! Simply use the loan calculator above to find out exactly how much your monthly repayments would be.

You can apply for a cash loan online 24 hours a day, or call into any of our 190+ UK branches to speak to an adviser. Simply enter your postcode above to find your nearest branch.

Looking for more short-term cash loan options? Don't forget that we also offer pawn loans secured against valuables like jewellery, cars and antiques, as well as mobile phone buyback.


Loans are subject to status. Terms and conditions apply.

Tell us about you

Tell us about you

We make the effort to understand people and don't solely judge them on their credit score.

Not a payday loan

Not a payday loan

H&T loans are paid back over your chosen period so there is no lump sum to repay in one go.

No hidden charges

No hidden charges

With a H&T loan the amount you pay back will NOT change. There are no hidden charges or fees.

We are not brokers

We are not brokers

Loans are directly funded by H&T. You will always deal with us throughout your loan term.

How it Works How it Works
Frequently asked Questions Frequently asked Questions
Privacy Privacy
Complaints Complaints

Call us with any questions
or concerns: 0800 085 1090

Our personal loans are all listed on price comparison website All the Lenders at

Representative example: Total amount of credit: £300 for 6 months. Total amount payable: £478.32 over 6 equal monthly instalments of £79.72. Interest rate 118.9% pa(fixed). Representative 446.9%APR. 

Minimum loan time 3 months. Maximum loan time 24 months.

Minimum APR 242%. Maximum APR 446.9%

Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty. 

Other services from H&T

In-store cash loans
Pawn Loans
BuyBack electronics
Bond Street Pawnbrokers