1TELL US ABOUT YOUR ITEMS
2 AGREE A LOAN VALUE
3 GET YOUR MONEY SECURELY

SPEAK TO OUR EXPERTS
  CALL TODAY 0800 169 0787
  ONLINE QUOTE

 

Want to see someone in person to discuss your needs? We can arrange a local appointment with you and one of our valuations team. Click here to arrange

pawnbroking offer

FAIR AND ACCURATE OFFER

Our in-house experts can give you a fair and accurate estimate on the amount we can loan against any item.


pawnbroking checks

NO INCOME CHECKS

Your pawn loan is secured on your assets, so we will not carry out any checks.


pawnbroking secure

SAFE AND SECURE  

All items are secured and insured during the period of your pawnbroking loan.
 

Personal Asset Loans

Our asset loans are designed to suit your needs. Based on the value of your assets you can borrow from £250 to £50,000 over a period of up to 6 months.


NO HIDDEN EXTRAS

If you'd prefer to send and receive your items by post rather than in-store, we offer a free courier service insured for £30,000. We offer free, no-obligation valuations. There are no penalties for early repayment, and repayments are free via cheque, debit card, bank transfer, postal order or cash. There is a small charge for credit card transactions.

Free payment into your bank account by same-day transfer is included, but we do have a small charge for issuing Postal Orders in order to cover our costs. 

Our pawnbroking interest rates depend on the value of the loan.


LOAN AMOUNT MONTHLY INTEREST
£0-£500   9.99%
£501-£2500   8.99%
£2501-£5000   8.50%
£5001-£7500   7.50%
£7501-£10000   6.50%
£10001-£15000   5.50%
£15001-£50000   4.50%

 

REPRESENTATIVE EXAMPLE: Total amount of credit: £250 for 6 months. Total amount payable: £399.85 in one repayment of £399.85. Interest rate 119.9% pa(fixed) Representative 155.8%APR

POPULAR ASSETS WE LEND ON

WHAT ASSETS DO WE LEND ON?

Gold, watches, jewellery and luxury handbags are just some of the most common items we lend on. Dont see your item listed above? You can still get a quote on your unique asset via the H&T online quote form >>
WE HAVE OVER 180 STORES NATIONWIDE: FIND YOUR NEAREST

Pawnbroking 

If you have valuables you rarely use, but could use some extra money, H&T Pawnbrokers can help! Our online and UK pawn shops offer loans secured against items like cars, jewellery, art, antiques, watches, and designer fashion.

  • No credit checks or guarantor necessary
  • Borrow £250 to £50,000 for up to six months
  • Make repayments anytime during your loan period

We'll keep your items safe throughout the term of your loan, and once your balance is paid off, you get your valuables back — it's as easy as that! Don't forget that you can simply sell your valuables too, or apply for a personal loan.

Pawnbroking is ideal if you have bad credit, or simply need a flexible short-term loan. To get started, apply for a quote online or visit your local H&T Pawnbrokers

Other services from H&T

Cash loans
Pawn Loans
BuyBack electronics
Bond Street Pawnbrokers